Bank cooperation
Account opening. Accounts can be nominal or numbered. At the client’s request, all correspondence relating to the account(s) can be kept at the Pramadex offices.
Private clients
Wealth management is the main business of Pramadex S.A., the heart of our business plan. Our managers have great expertise in the field, combining human and technical qualities. Discretion, availability and respect for our clients’ values are the essential skills of our advisors.
In addition, Pramadex SA has been managing its own equity investment strategy since 2018 in the form of certificates – AMC PRAMADEX ABSOLUTE RETURN EQUITY.
Our experience in trusts, offshore companies and foundations is at your disposal to achieve significant added value for you and your business.
Pramadex SA offers Family office management with a consolidation of the various relationships and investments, global wealth analysis and advice, estate planning, as well as putting you in contact with specialists.
We focus solely on the client’s interest and provide personalised advice according to how their needs evolve.
Analysis and maintenance
We make it a point of honour to understand the needs of our clients and their families. We do not seek to sell products, but to respond as precisely as possible to our clients’ expectations (tailor-made).
Investment policy
We are careful to establish an investment policy that respects a predefined financial plan. We consider a variety of assets and independence in the choice of allocations to be indispensable. We also believe that part of the assets can be held in cash in order to seize opportunities.
Investment proposal
Whenever we consider it to be in the client’s interest, we inform them of our intention to invest.
Depending on the type of mandate, we make decisions jointly or on a discretionary basis.
Asset allocation
We do not follow traditional asset allocation methods; we develop allocation strategies based on market data and the client’s wishes. Indeed, performance, safety and time horizon are closely linked.
Pramadex SA has developed flexible allocation types depending on risk:
- Fixed return
- Conservative
- Balanced
- Dynamic
- Speculative
Administration
We manage our clients’ assets and investments with the greatest precision, attentive to change; we are always active and available.
Monitoring
We are always in contact with our clients, periodically confirming the strategy and making changes if necessary.
Costs
When opening the account, we agree on the commissions, set according to the size of the portfolio entrusted to the company and the services desired by the client.
However, the services we perform on behalf of our clients are no more expensive than those that can be performed directly with the bank.
Correspondent banks
The main correspondent banks of Pramadex are: